Mercuryo alternative for cash-outs in local currency
Mercuryo settles crypto sales only in EUR, USD and GBP. Unigox is a Mercuryo alternative for apps whose users cash out in their local currency to a bank or mobile money account. Keep Mercuryo for card purchases.
When to stay with Mercuryo
Your users buy with a card or Apple Pay
Mercuryo takes Visa, Mastercard and Maestro, Apple Pay, Google Pay and Interac e-Transfer in Canada, and lets users schedule daily, weekly or monthly purchases. In the Unigox widget, users pay with the local methods in the open offers for their country.
Your users want more than stablecoins
Mercuryo's currency endpoint lists 56 crypto assets, among them BTC, ETH, SOL, TON and XRP. The Unigox widget trades USDT and USDC only.
Your users buy from the United States
Unigox does not currently offer its services in the United States, whereas Mercuryo sells crypto by Visa or Mastercard in most US states, though not in New York or Vermont, and not USDT or USDC in Texas.
Mercuryo vs the Unigox widget: fees, payouts, earnings
| Topic | Mercuryo | Unigox |
|---|---|---|
| What it is | An on-ramp and off-ramp for wallets, DEXs and other web3 apps, added as a widget, iFrame, SDK or API. Mercuryo runs the KYC, compliance and fraud checks. | A widget where your users buy and sell USDT or USDC on your site; a P2P merchant or a payment business fills each trade. |
| How users buy | Cards, Apple Pay and Google Pay, Interac e-Transfer in Canada and local methods in a few other countries, with scheduled purchases. | With a local payment method from the open offers, to the P2P merchant or payment business selling the USDT or USDC. |
| How users sell | Sales settle in EUR, USD or GBP only; card payouts follow a country table. Selling is closed in the UK, and US customers cannot withdraw to a card. | In the user's local currency, paid to their bank or mobile money account by the P2P merchant or payment business that buys the crypto. |
| What users pay | Up to 5.5% on card purchases (at least €1) and up to 3.95% on sales (at least €4), plus 0.25% to 1% outside EUR. A spread sits in the rate, plus any infrastructure fee you set. | One rate with the Unigox fee and, on sells, your markup already in it, shown before the user confirms. |
| What you earn | An infrastructure fee you set on each transaction, shown to the user as its own line: typically 0% to 2%, never above 5%. | 20% of the Unigox fee on completed trades, paid as agreed at setup. Plus a sell markup you pick from 0% to 10%, credited in crypto per sell. |
| Regulation | Outside the EEA, MoneyMaple Tech Ltd, a FINTRAC-registered Canadian money services business, may run buys, sells and custody; MoneyDream Inc. may serve US users. In the EEA, Criptan Trade, S.L., authorised by Spain's CNMV under MiCA, runs the exchange. A UK company is an FCA-registered electronic money institution. | Unigox works through two companies: UNIGOX NETWORK CORP. in Canada handles the local-money side and is registered with FINTRAC as a money services business and with the Bank of Canada as a payment service provider; UNIGOX NETWORK CORP. in Panama handles the crypto side, including wallets and escrow. |
UnigoxAdd local cash-outs next to Mercuryo in three steps
Name your cash-out currencies
Tell us which currencies your users want to cash out in, and whether they also buy through Mercuryo.
Get your key and pick a markup
We set up your partner account and widget key; in the partner dashboard you choose a sell markup between 0% and 10%.
Place the embed code
Add the Unigox embed code beside Mercuryo's widget for users who want their own currency rather than EUR, USD or GBP.
Common questions about Mercuryo
Mercuryo review: where can a wallet's users sell crypto?
Mercuryo settles sales in EUR, USD and GBP only. Selling is closed to customers in the UK, and US customers cannot withdraw to a card. Users who want their own currency paid to a bank or mobile money account need another route, such as the Unigox widget.
What are Mercuryo's fees for buying and selling?
Mercuryo's own fee is up to 5.5% on card purchases (minimum €1), up to 3% on bank transfer purchases and up to 3.95% on sales (minimum €4). Outside EUR it adds 0.25% to 1%, plus any partner infrastructure fee and a spread in the rate. On Unigox, the Unigox fee and any sell markup the partner sets sit inside the rate the user sees before confirming.
How does Mercuryo's API compare with the Unigox widget?
Mercuryo offers a widget, an iFrame, an SDK and an API, with a support manager during integration. The Unigox Crypto widget is one embed code with your widget key and no backend work. For payouts run from your own server, Unigox has a separate Payments API.
See the Payments APICan a wallet run Mercuryo and Unigox side by side?
Yes. Keep Mercuryo for card purchases and for sales in EUR, USD or GBP, and add the Unigox widget for cash-outs in local currency. Users verify with Unigox before their first trade and sell from their Unigox Wallet, so they move their USDT or USDC there first.
Offer local cash-outs next to Mercuryo
Mercuryo can keep card buys and sales in EUR, USD or GBP. Tell us which currencies your users cash out in, and we will set up a widget key for the ones Unigox serves.
Mercuryo and other names and logos are trademarks of their respective owners. Unigox is not affiliated with, endorsed or sponsored by them. Information about other companies comes from public sources, mainly the companies' own websites, and each company can change its products and fees at any time.