Local deposits and withdrawals.In your app.

Add bank transfers and mobile money to your app. Customers deposit and withdraw in local currency while your business sends and receives USDT or USDC.

Add the local payment methods your customers need

For wallets, exchanges and payment providers serving local markets.

Pay customers in local currency

Your customers withdraw to a bank account or mobile money wallet. Fund each payout in USDT or USDC from your business wallet.

Your USDT / USDC
Bank or mobile wallet

Accept local payments in your app

Let customers fund their balance by bank transfer or mobile money. You receive USDT or USDC and credit their account in your app.

Customer’s local payment
Your USDT / USDC

Live rates for local payments

Compare pay-⁠in and pay-⁠out rates, fees and minimum amounts by currency.

Live · refreshed every 5 min·USD=USDT+USDC·Rates shown include Unigox fee·Licensedregulated crypto on-ramp businesses·P2Pindividual professional traders
Africa
NGN
Nigerian NairaMid1,339·Fee0.25%
Pay-inNGN→USD1,383LicensedPay-inNGN→USD1,479P2PPay-outUSD→NGN1,379LicensedPay-outUSD→NGN1,342P2P
KES
Kenyan ShillingMid129.84·Fee0.5%
Pay-inKES→USD128.64P2PPay-outUSD→KES128.21LicensedPay-outUSD→KES127.06P2P
GHS
Ghanaian CediMid11.6006·Fee0.5%
Pay-outUSD→GHS11.9798LicensedPay-outUSD→GHS11.5426P2P
ZAR
South African RandMid16.5146·Fee0.5%
Pay-inZAR→USD16.894LicensedPay-outUSD→ZAR16.4175LicensedPay-outUSD→ZAR15.875P2P
EGP
Egyptian PoundMid55.2022·Fee0.5%
Pay-inEGP→USD58.2521P2PPay-outUSD→EGP54.3769P2P
XOF
West African CFA FrancMid585.81·Fee0.5%
Pay-inXOF→USD588.74LicensedPay-outUSD→XOF586.78LicensedPay-outUSD→XOF565.4P2P
XAF
Central African CFA FrancMid585.81·Fee0.5%
Pay-inXAF→USD588.74LicensedPay-outUSD→XAF611.53LicensedPay-outUSD→XAF565.4P2P
ETB
Ethiopian BirrMid163.94·Fee0.5%
Pay-outUSD→ETB155.96Licensed
RWF
Rwandan FrancMid1,479·Fee0.5%
Pay-inRWF→USD1,487LicensedPay-outUSD→RWF1,434LicensedPay-outUSD→RWF1,325P2P
UGX
Ugandan ShillingMid4,206·Fee2.5%
Pay-inUGX→USD4,311LicensedPay-outUSD→UGX4,057LicensedPay-outUSD→UGX3,690P2P
TZS
Tanzanian ShillingMid2,645·Fee2.5%
Pay-outUSD→TZS2,569Licensed
CDF
Congolese FrancMid2,318·Fee0%
Pay-outUSD→CDF2,297Licensed
GNF
Guinea FrancMid8,858·Fee0.5%
Pay-outUSD→GNF9,633Licensed
SLE
Sierra Leonean LeoneMid23.92·Fee2.5%
Pay-outUSD→SLE23.0978LicensedPay-outUSD→SLE20.9898P2P
ZMW
Zambian KwachaMid20.0934·Fee0.5%
Pay-outUSD→ZMW19.3473Licensed
Europe
EUR
EuroMid0.8931·Fee0.5%
Pay-inEUR→USD0.9002LicensedPay-inEUR→USD0.8078P2PPay-outUSD→EUR0.8859LicensedPay-outUSD→EUR0.8708P2P
GBP
British Pound SterlingMid0.7483·Fee0.5%
Pay-inGBP→USD0.7544LicensedPay-outUSD→GBP0.7424LicensedPay-outUSD→GBP0.6965P2P
UAH
Ukrainian HryvniaMid45.1016·Fee0.5%
Pay-outUSD→UAH43.2228Licensed
NOK
Norwegian KroneMid9.3529
pay-out · Q4 2026
DKK
Danish KroneMid6.6749
pay-out · Q4 2026
CZK
Czech KorunaMid21.6787
pay-out · Q3 2026
Middle East
AED
UAE DirhamMid3.6725·Fee0.5%
pay-in · Q2 2026
Pay-outUSD→AED3.5323min 2,000 AEDP2P
SAR
Saudi Arabian RiyalMid3.7427·Fee0.5%
Pay-inSAR→USD4.3215P2PPay-outUSD→SAR3.5323P2P
BHD
Bahraini DinarMid0.3777
pay-in · Q2 2026pay-out · Q2 2026
KWD
Kuwaiti DinarMid0.3105·Fee0.5%
Pay-inKWD→USD0.3216P2PPay-outUSD→KWD0.2985P2P
QAR
Qatari RiyalMid3.6584
pay-out · Q2 2026
OMR
Omani RialMid0.3845
pay-out · Q3 2026
JOD
Jordanian DinarMid0.709
pay-out · Q3 2026
Asia
INR
Indian RupeeMid94.7294·Fee0.5%
Pay-inINR→USD107.78LicensedPay-inINR→USD104.72P2PPay-outUSD→INR94.0673LicensedPay-outUSD→INR97.0125P2P
IDR
Indonesian RupiahMid18,092·Fee0.5%
Pay-outUSD→IDR16,201P2P
PHP
Philippine PesoMid63.4565·Fee0.5%
pay-in · Q2 2026
Pay-outUSD→PHP56.8253P2P
VND
Vietnamese DongMid25,852·Fee0.5%
Pay-outUSD→VND25,881P2P
THB
Thai BahtMid33.725·Fee0.5%
pay-out · Q3 2026
Pay-inTHB→USD34.3342Licensed
PKR
Pakistani RupeeMid277.02·Fee0.5%
Pay-outUSD→PKR248.07P2P
BDT
Bangladeshi TakaMid123.79·Fee0.5%
Pay-inBDT→USD139.75LicensedPay-inBDT→USD120.6P2PPay-outUSD→BDT125.63P2P
SGD
Singapore DollarMid1.2784
pay-in · Q2 2026pay-out · Q2 2026
CNY
Chinese YuanMid6.6753·Fee0.5%
Pay-outUSD→CNY6.5411Licensed
HKD
Hong Kong DollarMid7.8366
Coming soon
KRW
South Korean WonMid1,326
Coming soon
KZT
Kazakhstani TengeMid448.37·Fee0.5%
Pay-inKZT→USD450.61LicensedPay-outUSD→KZT446.13P2P
AUD
Australian DollarMid1.4262
Coming soon
LKR
Sri Lankan RupeeMid332.23·Fee0%
Pay-inLKR→USD335P2PPay-outUSD→LKR325P2P
Americas
USD
US DollarMid1.00·Fee0%
Pay-outUSD→USD0.9915LicensedPay-outUSD→USD0.995P2P
CAD
Canadian DollarMid1.4034·Fee0%
Pay-outUSD→CAD1.3265P2P
BRL
Brazilian RealMid5.0382·Fee0.5%
Pay-outUSD→BRL4.4616min 3,465 BRLP2P
MXN
Mexican PesoMid18.7165·Fee0.5%
Pay-inMXN→USD18.9982P2PPay-outUSD→MXN18.8092P2P
ARS
Argentine PesoMid1,529·Fee0.5%
Pay-outUSD→ARS1,521P2P
CLP
Chilean PesoMid983.54
pay-out · Q2 2026
PEN
Peruvian SolMid3.4385
pay-out · Q3 2026

Make your app easy to fund.

Give customers a familiar way to add money and withdraw, using local bank accounts and mobile wallets.

Reach customers who pay locally

Customers can fund their balance without buying crypto on another platform first.

Keep payments in your product

Customers use your screens to add money, request a withdrawal and follow its progress.

Local payments

Bank account

Mobile wallet

Add money
Withdraw

Your app

Your customer

In-⁠app balance

Before you connect

How do I add local payments to my app?
Your team connects to the Unigox API and keeps your existing payment screens. We confirm the countries and payment methods you need and agree the launch steps with you.
How much does Unigox charge?
We confirm the fees for your countries and payment methods before you integrate. You also see the fee for each payment before you confirm it.
Can I charge my own payment fee?
Yes. You can add your own percentage to a payment. It is shown separately from the Unigox fee and paid to you when the payment completes.
Is Payments API suitable for my business?
Payments API is built for wallets, exchanges and payment providers that need local deposits or withdrawals. Tell us where your customers are and how they pay. We’ll confirm which services are available for your business.
What do we need before going live?
Your business needs approval. Before you go live, we confirm the fees, availability and next steps with your team.

Let’s talk about your payment needs.

Tell us where your customers are and how they pay. We’ll discuss how to add local deposits and withdrawals to your app.

On the call

Your markets
Countries, currencies and payment methods
Your app
How deposits and withdrawals fit into your product
Your launch
Fees, integration and next steps