Can I use Unigox as an API-only provider, without the branded app?

Yes. That's Tier 3: Embed Unigox. You bring your own MSB or equivalent regulatory cover, build your own UI, and consume our on/off-ramp rails via API. No minimum commitment.

Who owns the App Store listing?

You do. Each tenant gets their own App Store and Google Play listing under their developer account, with their brand name, their logo, and their marketing copy. Unigox is not visible to your customers in the app. This is our key differentiator versus shared-shell providers.

Debit card issuing is a Q3 2026 add-on module, delivered via a partnership. You can launch a branded card (your logo on the card, BIN-sponsored) or an unbranded fast-launch option. Contact us if card issuing is a launch requirement and we can accelerate.

What's the contract structure?

Tier 1: setup fee + monthly minimum + revenue share. Setup covers the initial build. Monthly minimum covers compliance operations and support. Revenue share aligns us on your growth. No long-term lock-in: 12-month initial term, then month-to-month.

What happens when I outgrow the branded app?

You graduate to Tier 3 (Embed Unigox), our pay-as-you-go API and widget product. Keep all the rails, keep all the corridors, drop to per-transaction pricing. Your team owns the UI from that point on, our backend stays the same. Your customers migrate seamlessly. Tier 2 is a separate path for fintechs that already hold their own MSB or EMI license.

Can I use my own MSB instead of Unigox's?

Yes. That's exactly what Tier 2 is designed for. You operate under your own MSB, EMI, or banking license. We provide the tech stack: on/offramp rails, wallet engine. You operate compliance. Monthly from $15K, 10% rev share or fixed-fee.

Can I add modules later?

Yes. All add-on modules can be activated after launch: debit cards, yield/earn, prediction markets, perpetuals, tax reporting, Lightning Network. Each has a published timeline and pricing. No re-submission required.

What's the jurisdiction coverage for prediction markets?

Prediction markets via Polymarket and Kalshi are regulatory-gated. Polymarket blocks US customers. Kalshi is US-licensed but limited to specific event categories. We handle jurisdictional gating at the compliance layer so you don't have to. Target: Q4 2026.

NeoBank-as-a-Service

From idea to your branded neobank app in under 1 month Not 18 months.

You bring the brand and the customers. We bring the compliance, KYC + KYT, fiat corridors, non-custodial crypto wallet as a branded mobile app on the App Store. Built by a team in crypto and payments since 2013.

Book a discovery call See pricing

FINTRAC MSB
31 fiat corridors live
App Store listing

31
Live fiat corridors
< 1 mo
Brand to App Store
$6B
Volume scaled (prior co)
2013
In crypto since

We did the bill once. You don't have to.

You can build this yourself for $300K over 18 months. Or you can launch in under 1 month.

With Unigox

Launch with Unigox

From $25K

Branded app: we build, you launch
FINTRAC MSB cover included
KYC + KYT bundled and running
31 fiat corridors live on day one
Non-custodial crypto wallet
Compliance program: we operate it
App Store submission: we handle it
Ops support: 24/7 escalation

Without Unigox

Build it yourself

$300K to $500K

Hire a blockchain engineering team
Apply for MSB registration (6+ months)
Integrate KYC vendor (Aiprise, Sumsub)
Integrate KYT (Crystal, Chainalysis)
Negotiate fiat rails per corridor
Build crypto wallet + swap engine
Hire compliance officer (CCO)
App Store submission + compliance review

FINTRAC MSB
KYC + sanctions screening
KYT + AML monitoring
App Store Ready

Corridors

31 live fiat corridors. Real settlement, not promises.

Africa

Asia

Middle East

Americas

Europe

On-ramp & off-rampOff-ramp onlyOn-ramp only

Live list pulled from Unigox/business via GET /api/v1/supported/corridors. developers.unigox.com

Platform

Everything you need to launch

Most popularTier 1

Full Bundle

Branded app + compliance + fiat rails

From $25K

$25K setup fee + $7.5K/mo + 20% rev share

Branded mobile app
FINTRAC MSB compliance cover
KYC + KYT bundled
31 fiat corridors
Crypto wallet with instant swap
Affiliate + referral program (Live)
Ops support
Live in under 1 month

Debit cardQ3 '26
Yield + EarnQ4 '26
Prediction marketsQ4 '26
PerpetualsQ4 '26
Tax + reportingQ3 '26
Lightning NetworkQ4 '26

Book a discovery call

Tier 2

Tech License

Your regulatory licensing, our tech stack

From $50K

Setup fee $50K + $15K/mo + 10% rev share

All modules available
Delivered against your regulatory cover
API + branded app options
Live in 8 weeks

Debit cardQ3 '26
Yield + EarnQ4 '26
Prediction marketsQ4 '26
PerpetualsQ4 '26
Tax + reportingQ3 '26
Lightning NetworkQ4 '26

Book a discovery call

Tier 3

Embed Unigox

Pay as you go

No setup fee

No monthly minimums

Per-call or per-transaction pricing
Embedded checkout widget (days to integrate)
Rails-Only API (2-4 weeks)
Already shipping to partners

See API docs

Built for operators like you

Who is it for

FULL BUNDLE

Regional Fintech Operator

Strong brand in your local market
Real customers, real volume, no engineering team
You need a product, not parts
We build the app, run compliance, handle the rails. You own distribution.

FULL BUNDLE

Brand-Led Launch

Celebrity, influencer, or community leader with distribution
Audience that trusts you, no product shipped yet
Launch day needs a wallet your audience can actually use
We turn your following into a regulated fintech product under your name

FULL BUNDLE

Remittance Operator

Moving money manually: OTC, WhatsApp, spreadsheet tracking
Founder time is the bottleneck, errors are real, scale is broken
Replace the manual stack with a branded app, automated compliance, regulated on/off-ramp
Scale corridor volume without scaling headcount

TECH LICENSE

Licensed Fintech with Engineers

You hold an MSB, EMI, or banking license
Engineering team in place, but engineering bottleneck is pulling focus from growth
We supply the backend and app: KYC, KYT, rails, wallet engine
You build the UX, own the customer, keep your regulatory cover

EMBED UNIGOX

Platform Adding Corridors

You already have a wallet, exchange, or neobank shipping
Users want to deposit NGN, cash out to GHS, settle in EUR or any other corridors
You don't want to negotiate rails in each market
Plug in our API: 31 corridors live in 2 to 4 weeks, pay per transaction

FULL BUNDLE / TECH LICENSE

Founder with Funding

You raised capital, you have a vision, you have a target market
What you don't have: 18 months to hire blockchain engineers, apply for licensing, and negotiate rails
Capital should fund growth, not infrastructure rebuild
We ship you a regulated branded product in under 1 month so you spend on distribution, not stack

From signature to App Store in 4 weeks

Week 1

Discovery & Config

Brand assets, corridor selection, KYC tiering, compliance review, and your App Store developer account setup. We start the day you sign.

Week 2

Build & Integrate

Feature-flagged tenant config, branded UI, push notifications, deep links, internal QA. Production build ready by end of week.

Week 3

App Store Submission

Apple App Store and Google Play submission with full Section 4.2.6 differentiation package. Expedited review where eligible.

Week 4

Go Live

Gradual rollout to your first customers. Live monitoring, and white-glove operational handoff.

4-week schedule assumes one clean Apple App Store and Google Play review with no rejection round. Most submissions pass on the first try with our Section 4.2.6 differentiation package, but a rejection cycle adds 1 to 2 weeks. We flag risk upfront in the term-sheet conversation, no post-launch surprises.

How we compare to others in the category

Feature	Unigox	Wallester	Lightspark	Bank11	Finamp
App Store sovereignty	Per-tenant listing	—	No white-label app	—	—
Rails included	31 crypto corridors	Card rails only	20+ rails	—	SEPA + generic fiat
Regulatory cover	FINTRAC MSB	EMI required	Multi-jurisdiction	Banking only	You bring your own
Time to launch	under 1 month	8-16 wks	Build in-house	6+ months	Weeks to a month
Pricing transparency	Public tiers	Contact sales	Contact sales	Contact sales	Contact sales
KYC + KYT bundled	Aiprise + Crystal	Separate	You bring it	Separate	KYC + KYB only
Buyer profile	No license, no engineers OK	EMI license holders	Platform builders	Banking license holders	Banks, telcos, gaming

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