A Guardarian alternative for cashing out to local accounts
Guardarian's fiat list names card or AstroPay payouts in most currencies. Unigox is a Guardarian alternative for apps that want USDT and USDC sales paid to local bank or mobile money accounts. Keep Guardarian for card buys and altcoin swaps.
When to stay with Guardarian
Your users pay by card, Apple Pay or Revolut Pay
Guardarian's fiat list takes Visa, Mastercard and Apple Pay in most of its currencies, Revolut Pay in many and Paysafecard in a few. In the Unigox widget, users pay a P2P merchant or payment business by bank transfer or mobile money.
Your users swap altcoins
Guardarian buys, sells and swaps coins such as BTC, ETH, SOL, XRP, DOGE and Kaspa. The Unigox widget handles USDT and USDC only.
Your users are in the United States
Unigox does not currently offer its services in the United States, while Guardarian serves US customers with Bridge Building Inc., a FinCEN-registered money services business that runs their identity checks and fiat settlement.
Guardarian and the Unigox Crypto widget for a user's sale
| Topic | Guardarian | Unigox |
|---|---|---|
| How you add it | An iframe widget styled in its Widget Builder, or an API that sends the user to Guardarian's checkout. Guardarian takes the payment, runs KYC and sends the funds. | One embed code with your widget key. Unigox runs sign-up, identity checks and the trade; a P2P merchant or payment business buys the user's USDT or USDC. |
| Where a sale is paid | Visa or Mastercard cards and AstroPay in most currencies; bank payouts for EUR (SEPA) and MXN (SPEI). No payout method for GHS; UGX, TZS and PKR are not listed. Users in Ghana or Rwanda can sell to a card or to SEPA in EUR. | To the user's bank or mobile money account in local currency, sent by the P2P merchant or payment business that buys the USDT or USDC. |
| What users pay | One all-in rate: a service fee by payment method, a flat fee on some assets and the network fee. Cards cost more than bank transfers. The rate is not locked. | A rate with the Unigox fee and your sell markup inside it, shown to the user before they confirm the sale. |
| What you earn | Affiliate commission collected in the partner cabinet, paid in crypto or in EUR, USD or GBP. Guardarian does not publish the rate. Integration costs the partner nothing. | 20% of the Unigox fee on every completed trade, settled as agreed at setup. On sells, your own markup goes to your partner wallet in crypto. |
| Regulation | FinSeven CZ s.r.o. of Prague runs the service. Other companies serve EU and EEA customers. Users in Canada are served by GRNTech Solution Inc., a money services business registered with FINTRAC. | Unigox works through two companies: UNIGOX NETWORK CORP. in Canada handles the local-money side and is registered with FINTRAC as a money services business and with the Bank of Canada as a payment service provider; UNIGOX NETWORK CORP. in Panama handles the crypto side, including wallets and escrow. |
UnigoxAdd local cash-outs to a Guardarian setup in three steps
Tell us where your users cash out
Book a call and name the currencies your users sell into, and the ones where Guardarian sends them to a card or AstroPay.
Receive your widget key
We open your partner account and issue the key; you set the sell markup in the partner dashboard.
Place the embed code beside Guardarian's widget
Place the Unigox embed code next to Guardarian's widget, so users who want money in a local account sell their USDT or USDC through Unigox.
Guardarian, its API and Unigox
What does Guardarian do for a crypto wallet or exchange?
Guardarian lets the wallet's users buy, sell and swap crypto without building an exchange: it takes the payment, checks identity, makes the exchange and sends the funds. In most currencies, its fiat list names a card or AstroPay for receiving a sale. For stablecoin sales paid to a local bank or mobile money account, Unigox offers its Crypto widget.
How does the Guardarian API flow differ from Unigox?
With the Guardarian API you sign a contract and take an API token from the partner account. You show an estimate, create the transaction, redirect the user to Guardarian's checkout and follow webhooks. Both widgets skip that work: Guardarian's is an iframe, Unigox's is one embed code. To send payouts from your own server, Unigox has a separate Payments API.
See the Payments APICan an app keep Guardarian and add Unigox for cash-outs?
Yes. Keep Guardarian for card purchases, coin swaps and EUR sales by SEPA, and add the Unigox widget for users selling stablecoins into a local account. They verify with Unigox first and sell from their Unigox Wallet, so the USDT or USDC has to be there.
Add stablecoin cash-outs next to Guardarian
Keep Guardarian's widget for card buys and place the Unigox embed code beside it: book a call for a widget key and choose your sell markup.
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