Ramp Network alternative for sellers paid by bank or mobile money
Where Ramp Network pays sellers only to a card, Unigox lets your users cash out to a local bank or mobile money account in currencies live on Unigox. Stay with Ramp for card buys and many tokens.
When Unigox fits better than Ramp Network
Your users cash out where Ramp pays only to cards
On Unigox, a P2P merchant or a payment business pays your user into a bank or mobile money account. Ramp's bank payouts run in the US, Europe and Mexico; in other countries it pays sellers to a Visa card.
You want to earn from the first trade, at any volume
Every widget partner earns 20% of the Unigox fee on completed buys and sells. It can add its own markup on sells in the partner dashboard, credited in crypto to its partner wallet as each sell completes. Ramp's Partner Commission is open only to partners whose monthly volume meets its criteria, and its partnerships team switches it on.
You want the sell screens in your own app
With the Payments API, your backend creates quotes and payout orders and your app draws every screen. Ramp's REST API returns assets, prices, quotes and sale status, and the sale itself runs in Ramp's widget.
See the Payments API
When to stay with Ramp Network
Your users buy by card, Apple Pay or Pix
Ramp takes Visa and Mastercard cards, Apple Pay, Google Pay and bank transfers, plus Pix in Brazil and PayPal in the UK.
Your app holds its users' crypto
Ramp's native off-ramp flow sells straight from your app's built-in wallet, with the address, amount and asset filled in for the user. In the Unigox widget, a user sells from their Unigox Wallet.
You need tokens beyond stablecoins
Ramp supports 120+ cryptoassets and lists new tokens and chains through its own application process. The Unigox widget trades USDT and USDC.
Your users are in the United States
Unigox does not currently offer its services in the United States, while Ramp pays US sellers by ACH or RTP bank transfer and holds money transmitter licences in the states it lists.
Ramp Network vs Unigox: payouts, fees and API
| Topic | Ramp Network | Unigox |
|---|---|---|
| What it is | A buy, sell and swap widget that wallets and dApps embed, with token listing for projects that want their token on it. | A crypto widget for your website, and a Payments API for payouts and collections from your own backend. |
| Integration | The widget as an overlay, a hosted page or embedded in your site, plus SDKs for iOS, Android and React Native. Its REST API returns assets, prices, quotes and sale status; the trade runs in the widget. | Widget: one embed code with your widget key, no backend work. Payments API: your server creates quotes and orders and signs each transfer. |
| How users pay | Visa or Mastercard, Apple Pay, Google Pay, bank transfer or open banking; Pix in Brazil and PayPal in the UK. | By bank transfer or mobile money, to the P2P merchant or payment business that takes the trade. |
| How sellers get paid | ACH or RTP in the US, SEPA or SEPA Instant in Europe, SPEI in Mexico, plus Mastercard payouts in the UK and EEA. Elsewhere, to a Visa card. | Into the seller's own bank or mobile money account, depending on the P2P merchants and payment businesses online for that currency. |
| Assets | 120+ cryptoassets by its home page count, and an application process for listing new tokens and chains. | USDT and USDC. |
| User fees | On Ramp's own platform, a sale costs 0.99% by ACH, RTP or SEPA, 2.9% by SPEI and 4.49% to a card. Card buys cost up to 3.9% in USD, EUR or GBP, and up to 5.45% in other currencies. Partners can get their own pricing. | In the widget, the Unigox fee is inside the rate the user sees. A Payments API quote lists the rate, the Unigox fee, your fee and the total. |
| Your revenue | A Partner Commission at a value you choose, for partners whose monthly volume meets Ramp's criteria. Its partnerships team switches it on and advises staying below 1%. Paid in fiat or crypto monthly from €5,000 earned, otherwise quarterly. | Every widget partner, with no volume test: 20% of the Unigox fee on completed buys and sells, plus your own markup on sells, credited in crypto to your partner wallet as each sell completes. Fee-share payment terms are confirmed at setup. On the Payments API you set a percentage per order. |
| Getting access | The widget needs a production API key. You apply through a sales form, and Ramp answers if the project fits its current priorities. Integration costs come during onboarding. A demo environment runs on test networks. | Book a call and Unigox sets up your partner account and widget key. The Payments API opens after company verification (KYB), with a sandbox that has the production endpoints. |
| Regulation | A cryptoasset firm registered with the UK FCA; a money services business registered with FinCEN, with money transmitter licences in the US states it lists; in Ireland, a crypto-asset service provider authorised under MiCA by the Central Bank of Ireland. | Unigox works through two companies: UNIGOX NETWORK CORP. in Canada handles the local-money side and is registered with FINTRAC as a money services business and with the Bank of Canada as a payment service provider; UNIGOX NETWORK CORP. in Panama handles the crypto side, including wallets and escrow. |
UnigoxMoving cash-outs from Ramp Network
Mark where Ramp pays only to a card
Tell us where your users sell crypto today and which of those countries Ramp pays only to a card.
Get your widget key
We set up your partner account and widget key, and you choose your sell markup in the partner dashboard.
Route cash-outs to Unigox
Keep Ramp's widget for card purchases and add the Unigox embed code where your users cash out to a bank or mobile money account.
Move to your own screens later
When you want the flow inside your app, pass company verification and build on the Payments API, testing in the sandbox first.
Ramp Network: your questions
Can a wallet use Unigox next to Ramp Network?
Yes. The Unigox widget is a separate embed code, so you can keep Ramp for card purchases and offer Unigox to users who cash out to a local bank or mobile money account. Users verify their identity with Unigox before their first trade, even if Ramp has already checked them.
Does Ramp Network pay out to mobile money?
Its payout methods article lists bank transfers in the US, Europe and Mexico and card payouts, and no mobile money. On Unigox, sellers get paid into a bank or mobile money account, depending on who is online for their currency.
Can my app sell crypto through an API on Ramp Network?
Not without the widget. Ramp's help centre says its REST API returns assets, prices, quotes and sale status, while the purchase or sale runs in the Ramp widget. The Unigox Payments API lets your server create the quote and the payout order, so the whole flow can sit behind your own screens.
See the Payments APIWhat are the fees for selling crypto on Ramp Network?
Selling on Ramp's own platform costs 0.99% for an ACH, RTP or SEPA payout (minimum $1.99 or €1.99), 2.9% for SPEI in Mexico and 4.49% for a payout to a card. Partners can agree their own pricing. In the Unigox widget the Unigox fee is inside the rate the user sees, and a Payments API quote shows the Unigox fee, your fee and the total.
Which other crypto ramps compete with Ramp Network?
Card ramps such as MoonPay, Transak and Banxa sell crypto through an embedded widget much like Ramp's. Unigox covers a different job: bank and mobile money cash-outs in countries where Ramp pays sellers to a card.
Read the Transak comparisonWho holds a user's crypto while a Unigox widget sale is open?
The user sells from their Unigox Wallet, and your company never holds their funds. During a trade the crypto sits in an on-chain escrow that Unigox can release only to the buyer or the seller.
Add local cash-outs next to Ramp Network
Start with the Crypto widget on your site, or put payouts behind your own screens with the Payments API.
Ramp Network and other names and logos are trademarks of their respective owners. Unigox is not affiliated with, endorsed or sponsored by them. Information about other companies comes from public sources, mainly the companies' own websites, and each company can change its products and fees at any time.