Bridge xyz competitors for your mobile money and bank payments
Among Bridge xyz competitors, Unigox suits apps that pay and collect by bank or mobile money in currencies outside Bridge's fiat rails, settled in USDT or USDC. Stay with Bridge for USD virtual accounts, Visa cards and your own stablecoin.
When to stay with Bridge
You need standing accounts in your customers' names
Bridge issues virtual accounts that turn each deposit into stablecoins: US account and routing numbers for ACH and wire, EUR IBANs for SEPA, CLABE numbers for SPEI, Pix BR codes for BRL, and account numbers for GBP and COP. Unigox opens EUR and GBP accounts in customers' names, on request after your company's KYB.
You want your own stablecoin or a Visa card programme
Bridge lets you launch a branded stablecoin or use its own, USDB, and issues stablecoin-backed Visa cards to people and businesses on Stripe's card infrastructure, next to its transfers.
Your company or your customers are in the United States
Unigox does not currently offer its services in the United States, while Bridge holds state money transmitter licences there and onboards customers in most states, New York excepted.
Bridge and Unigox for local payouts
| Topic | Bridge | Unigox |
|---|---|---|
| What it is | Stablecoin infrastructure owned by Stripe: transfers, virtual accounts and liquidation addresses that forward incoming crypto to a bank account, plus wallets that hold stablecoins, stablecoin issuance, and Visa cards issued on Stripe's infrastructure. | An API for one job: paying customers and collecting from them by bank or mobile money in local currency, with your company holding USDT or USDC. |
| Fiat payout rails | ACH, wire and FedNow for USD, SEPA for EUR, Faster Payments for GBP, SPEI for MXN, Pix for BRL, and Bre-B or bank transfer for COP. Its payout pages describe stablecoins sent to wallets elsewhere, with local off-ramps where available. | Your customer's own bank or mobile money account, in the local currencies Unigox serves, funded from USDT or USDC in your partner wallet. |
| Collecting from customers | Virtual accounts: permanent deposit details in USD, EUR, MXN, BRL, GBP and COP that convert each incoming bank transfer into crypto sent to a destination you set. | Order by order: your customer pays by bank transfer or mobile money, and USDT or USDC is released to your partner wallet after that payment is confirmed. |
| Your own fee | A fixed or percentage developer fee on each transfer, withheld from the customer's amount and paid out monthly, on the 5th, in USD to your external account. | A percentage fee you set on each order, paid to your partner wallet when the order completes. An order that does not complete carries no fee. |
| Pricing | No public price list for transfers; its docs refer you to sales. A wallet costs 25 cents per active wallet a month, negotiable at high volume. Converting one fiat currency to another carries a spread of up to 1%, plus network gas at cost. | The fee depends on the currency and payment method. Every quote lists the rate, the Unigox fee, your fee and the total before you create the order. |
| Getting a sandbox | Write to Bridge support to open a developer account, then generate sandbox keys in the Bridge dashboard. | Your company passes KYB first. After setup, developers test against a sandbox that has the same endpoints as production. |
| Regulation | US residents are served by Bridge Building Inc. (NMLS 2450917) under state money transmitter licences; EEA residents by Bridge Building S.A., authorised by Luxembourg's CSSF as a crypto-asset service provider and an e-money institution; everyone else by Bridge Building Limited. | Unigox works through two companies: UNIGOX NETWORK CORP. in Canada handles the local-money side and is registered with FINTRAC as a money services business and with the Bank of Canada as a payment service provider; UNIGOX NETWORK CORP. in Panama handles the crypto side, including wallets and escrow. |
UnigoxAdd Unigox for markets outside Bridge's rails
Book a call and pass KYB
Book a call to agree markets and setup, then send your company documents for KYB. Neither your Bridge onboarding nor your customers' approvals on Bridge carry over, and API credentials follow approval.
Split your routes in the sandbox
Leave the currencies on Bridge's rails where they are and send the rest to Unigox: request a quote, create an order and sign the transfer from your partner wallet.
Fund the wallet and verify customers
Top up your partner wallet with USDT or USDC and switch to the production key. Each customer passes a Unigox identity check, and an eligible Sumsub or Persona check can be reused.
Questions about Bridge and Unigox
Which Bridge xyz competitors pay out to mobile money?
Unigox pays out to mobile money through its Payments API, from the USDT or USDC your company holds. Bridge's docs list bank rails for USD, EUR, GBP, MXN, BRL and COP, and its payout pages send stablecoins to wallets, with local off-ramps where available. Our BVNK comparison covers another stablecoin payout platform, and zerohash has its own page too.
Read the BVNK comparisonHow does the Bridge xyz API compare with the Unigox Payments API?
Bridge's API is wider: transfers, virtual accounts, liquidation addresses, stablecoin wallets, cards and issuance. The Unigox API covers local payouts and collections: your server gets a quote, creates an order and signs the transfer from your partner wallet, a payment business or P2P merchant makes the local payment, and signed webhooks report each status.
What are Bridge xyz fees and pricing next to Unigox?
Bridge publishes no price list for transfers and asks you to contact sales. Its help centre names a wallet fee of 25 cents per active wallet a month, negotiable at high volume, and the developer fee you add reaches you monthly in USD. On Unigox each Payments API quote shows the rate, the Unigox fee, your fee and the total, and your fee reaches your partner wallet when the order completes.
Can a platform run Bridge and Unigox side by side?
Yes. They are separate integrations, so your app can keep USD, EUR or GBP flows on Bridge and send currencies outside Bridge's rails to Unigox. Each side verifies your company and your customers on its own, and Unigox payouts come from a partner wallet you fund separately.
Send us the markets outside your Bridge setup
Tell us where your customers need bank or mobile money payouts or collections. We confirm what the Payments API covers there before you build.
Bridge and other names and logos are trademarks of their respective owners. Unigox is not affiliated with, endorsed or sponsored by them. Information about other companies comes from public sources, mainly the companies' own websites, and each company can change its products and fees at any time.