Send money to China from Nigeria. They receive CNY.
Choose NGN bank transfer, USDT or USDC for the same CNY invoice.
Indicative reference rate, updated . Your payable amount is confirmed against your invoice before you fund.
Pay your supplier in China
Enter the invoice in yuan and choose how you would fund it.
You send about
₦1,986,146
1 CNY ≈ ₦198.61
A Nigeria to China transfer here is built around the amount your recipient must receive in yuan, not around a currency you buy first. Fund with NGN bank transfer or stablecoins in your Unigox Wallet, then follow the order from one place.
- NGN bank transfer
- USDT or USDC wallet funding
- CNY received in China
Nigeria funds the order. The recipient gets CNY.
Use a Nigerian bank transfer or stablecoins already in your Unigox Wallet while the supported destination in China receives the invoice amount in yuan.
- You fund
- NGN · USDT · USDC
- They receive
- CNY in China
- You track
- Invoice + status
NGN
Bank transfer in Nigeria
USDT
Native Unigox Wallet
USDC
Native Unigox Wallet
Recipient gets
ChinaCNY
The exact yuan stated on the invoice, paid to the recipient in China.
What is the direct way to send money from Nigeria to China?
Use a supported cross-border payment flow that prices the recipient's CNY amount before funding. With Unigox, you add the recipient, enter the invoice amount and purpose, choose NGN or a wallet balance, and review the order before paying.
The destination is a company's bank account in mainland China — not a personal account, and not an account in Hong Kong. Recipient verification, KYC and route availability are all checked inside the flow, before you fund.
Have the China payment facts ready once
Gather these once and the first payment stops being a back-and-forth with your supplier. Get one of them wrong and the flow refuses the recipient before any money moves — which is the right outcome, and still a week you did not need to spend.
- 01
Recipient name
The recipient is a company, not a person. Use the registered business name exactly as their mainland Chinese bank holds it, check it against the invoice, and do not pay an intermediary nobody has explained to you.
- 02
Bank destination
Copy the recipient's bank details carefully; eligibility and required fields are checked inside the flow.
- 03
Invoice and purpose
Bring the exact CNY total, payment purpose, relationship and any reference your records need.
- 04
Preferred funding
Decide whether to start from NGN, USDT or USDC. You can review the required source amount before funding.
Recipient checks support the payment route; they do not replace your own due diligence on goods, contracts, shipping or the commercial relationship.
One destination amount, two convenient funding paths
- Step 01
Pay with naira
Use a Nigerian bank transfer and the exact payment reference shown for the order.
- Step 02
Pay from your wallet
Choose USDT or USDC held in your native Unigox Wallet and review the required amount.
- Step 03
Keep the context
Recipient, purpose, invoice reference and status remain attached to the payment.
From recipient details to a tracked CNY payment
- 01
Add the recipient
Choose the supported China destination and enter the recipient details exactly as provided.
- 02
Enter the CNY invoice
Add the amount, purpose, relationship and optional invoice reference before pricing.
- 03
Choose how to fund
Use NGN bank transfer or select USDT or USDC from your native Unigox Wallet.
- 04
Review and follow the payment
Confirm the exact source and destination amounts, then follow the status from the same flow.
Pay from where your money already is
NGN bank transfer
Fund from a bank in Nigeria
- Use the account shown for this order
- Track the transfer in the same flow
- Recipient receives the quoted CNY total
Unigox Wallet
Choose USDT or USDC
- Choose USDT or USDC
- Review the required wallet amount
- The recipient still receives CNY
Stablecoin rates and top-ups
What you need before sending
Ask your supplier for their company's mainland bank details and check the registered name against the invoice before you type anything. Have the CNY total, the invoice reference and the payment purpose in front of you when you start.
- Registered company name, exactly as their bank holds it
- Supported Chinese bank details
- Invoice amount in CNY
- Payment purpose and relationship
Designed for Nigerian importers, businesses and individuals
The primary use case is a Nigerian business paying a factory, vendor, freight partner or other commercial recipient in China. Saved recipients and invoice references make repeat payments easier to organise.
A private individual in Nigeria can pay this way as well; it is the paying side that is open, not the receiving one. The money still lands in a company's bank account in mainland China, so a supplier who wants to be paid personally cannot be paid on this route at all. The same quote, verification and status controls apply either way, and none of the conditions sit behind a manual chat.
Built for the way Nigeria pays China
Two things shape this flow: China is a major sourcing corridor for Nigeria, and the invoice at the end of it is written in yuan and paid into a mainland company account.
Questions about sending money from Nigeria to China
01Can I send money to China from Nigeria in naira?
Yes, you can pay a China invoice from Nigeria in naira. Choose NGN bank transfer, review the quote, then use the Nigerian collection account and reference shown for the order.
02Can I pay from USDT or USDC?
Yes, a supplier invoice can be funded from USDT or USDC instead of naira. Choose Unigox Wallet and select either one; the recipient still receives the CNY amount stated on the invoice.
03Do I need the recipient's crypto address?
No, the recipient never needs a crypto address: they are paid through the supported China payout destination. Stablecoin is only a funding option from your own Unigox Wallet.
04Can I save a recipient for the next payment?
Yes, a recipient can be saved and reused once the required checks clear. New invoice details are entered for each payment.
Send the CNY amount your recipient expects
Open the payment flow, add the recipient and compare NGN, USDT, USDC before funding.
Start a Nigeria-to-China paymentRelated China guides
Built primarily for businesses
Built for importers and repeat supplier payers. A private individual paying a business invoice runs the same checks and gets the same quote — the recipient on this route is always a company.