Convert naira to yuan and pay a Chinese company
Start from the CNY they must receive. Review the NGN total before you fund.
Indicative reference rate, updated . Your payable amount is confirmed against your invoice before you fund.
100, 1,000 and 10,000 yuan to naira at this rate
- ¥100
- ≈ ₦19,861
- ¥1,000
- ≈ ₦198,615
- ¥10,000
- ≈ ₦1,986,146
- ₦1,000
- ≈ ¥5.03
- ₦10,000
- ≈ ¥50.35
- ₦100,000
- ≈ ¥503.49
Pay your supplier in China
Enter the invoice in yuan and choose how you would fund it.
You send about
₦1,986,146
1 CNY ≈ ₦198.61
Going from naira to yuan — naira to RMB, NGN to CNY, whichever way the invoice words it — starts with what the recipient must receive. Unigox calculates the NGN funding amount, lets you review the purpose and recipient, and gives you the Nigerian bank-transfer details for the order.
- Recipient receives CNY
- Fund from a Nigerian bank
- Keep invoice context with the payment
Start in naira. Finish with the exact CNY invoice.
The recipient does not need to price the invoice in naira. Enter what they must receive in CNY and choose the funding rail that works for you.
- They request
- Invoice in CNY
- You review
- Exact NGN total
- They receive
- Chinese yuan
NGN
Bank transfer in Nigeria
USDT
Native Unigox Wallet
USDC
Native Unigox Wallet
Recipient gets
ChinaCNY
The exact yuan stated on the invoice, paid to the recipient in China.
Can you convert naira to yuan and send it to China?
Yes. In the Unigox China payment flow, the recipient's invoice is denominated in CNY and you can fund the order in NGN from a Nigerian bank. The recipient receives yuan; you do not need to source physical RMB or ask them for a crypto wallet.
If you already hold stablecoins, you can choose USDT or USDC from your Unigox Wallet instead of the NGN bank-transfer route.
Turn a naira-to-yuan calculation into a payable CNY invoice
Work backwards from what the recipient must receive. The payment flow then shows how much NGN, USDT or USDC is required for that destination amount.
- 01
Recipient amount
Enter the agreed invoice amount in CNY rather than estimating the yuan from a rounded internet rate.
- 02
Payment context
Keep the purpose, relationship and invoice reference ready so they remain attached to the order.
- 03
Funding route
Use NGN bank transfer, or choose USDT or USDC when the balance already sits in your native Unigox Wallet.
Two numbers make a quote decision-ready: the naira that leaves your bank, and the yuan that lands on the supplier's account. A rate on its own is neither of them.
Start with the invoice. See the exact naira total.
- Step 01
Start with the CNY total
Use the amount on the supplier or recipient invoice, so the quote answers the real payment question.
- Step 02
Review the full NGN amount
See the funding total before sending naira instead of estimating from a headline rate.
- Step 03
Reuse recipient details
Save a cleared recipient for later invoices and keep their payments together in one history.
From recipient details to a tracked CNY payment
- 01
Add the recipient
Choose the supported China destination and enter the recipient details exactly as provided.
- 02
Enter the CNY invoice
Add the amount, purpose, relationship and optional invoice reference before pricing.
- 03
Choose how to fund
Use NGN bank transfer or select USDT or USDC from your native Unigox Wallet.
- 04
Review and follow the payment
Confirm the exact source and destination amounts, then follow the status from the same flow.
Pay from where your money already is
NGN bank transfer
Fund from a bank in Nigeria
- Use the account shown for this order
- Track the transfer in the same flow
- Recipient receives the quoted CNY total
Unigox Wallet
Choose USDT or USDC
- Choose USDT or USDC
- Review the required wallet amount
- The recipient still receives CNY
Stablecoin rates and top-ups
How an NGN to CNY payment works
Choose or add the Chinese company you are paying. The payout leg reaches a business bank account on the mainland and refuses an individual's, so the details have to be the company's rather than a sales contact's. Then enter the invoice amount in yuan, the reason for payment and your relationship to them.
After you review the quote, Unigox opens the payment order and shows the NGN collection details and reference. The reference connects your Nigerian transfer to that specific China invoice.
For business invoices, whoever is paying them
Importers can record a supplier name and invoice reference for repeat orders. A sole trader paying the same factory works the same way: what changes between payers is the paperwork behind the order, never the destination, which is a Chinese company account either way.
Every payment re-runs the recipient checks, and editing a saved recipient sends them round again. If an order cannot proceed, the flow says so before you are asked for naira rather than after it has left your account.
Built for the way Nigeria pays China
Two things shape this flow: China is a major sourcing corridor for Nigeria, and the invoice at the end of it is written in yuan and paid into a mainland company account.
Naira-to-yuan questions before you pay
01How do I calculate the naira to yuan exchange rate?
For an indicative calculation, divide the NGN amount by the current NGN-per-CNY rate. For a payment, use the executable quote because it reflects the exact invoice and route.
02Can I send NGN directly to a Chinese bank account?
Not directly — naira never crosses the border. You transfer NGN to the Nigerian collection account shown on your order, and Unigox pays the CNY leg into the company's bank account in mainland China.
03Can I fund the same invoice with USDT or USDC?
Yes, the same CNY invoice can be funded with USDT or USDC from your Unigox Wallet. Choose Unigox Wallet in the payment flow, then choose USDT or USDC and review the stablecoin amount.
04Will the recipient see naira?
No. The recipient amount is stated in CNY; the funding source is handled separately.
Know the exact naira amount before you fund
Open the payment flow, add the recipient and compare NGN, USDT, USDC before funding.
Convert and pay in yuanRelated China guides
Built primarily for businesses
Built for importers and repeat supplier payers. A private individual paying a business invoice runs the same checks and gets the same quote — the recipient on this route is always a company.