Revolut Business alternative for crypto firms and client accounts
Some crypto firms cannot open a Revolut Business account, and some platforms need accounts in their customers' names. Unigox is a Revolut Business alternative for both. For cards, expense tools and taking customer payments, stay with Revolut Business.
When Unigox fits better than Revolut Business
Your company deals or trades crypto
Revolut Business does not accept crypto exchanges, brokers, dealers, ramp services or trading firms, and says money from dealing or trading crypto can't be paid into the account. Unigox reviews crypto companies, asks for a licence or registration (or a legal note on why you need none) and checks where your funds come from.
Your customers need accounts
A Revolut Business account can't hold or move money that belongs to your clients. After your KYB, you can request EUR and GBP accounts in your customers' own names; each holder passes their own check, and the services are agreed with you.
Your company is outside the UK, EEA and US
Revolut's help centre takes companies registered in the UK, the EEA or the US. Unigox takes applications from companies registered elsewhere, outside the countries its Terms of Service exclude.
You want a team to run a conversion
Revolut X is an exchange where you place market and limit orders yourself. With OTC deals, you agree each conversion between EUR or GBP and stablecoins with our team, at a fee set before the first deal, and we carry it out.
OTC deals
When to stay with Revolut Business
You need cards and expense tools
Revolut Business issues physical and virtual corporate cards, with spend controls, expense management and bill payments.
You take payments from customers
Revolut Business accepts customer payments online and in person: payment links, Revolut Pay, Tap to Pay on iPhone and its own terminal.
You work in many currencies
Revolut Business holds many currencies in one account and exchanges them at the interbank rate within your plan's monthly allowance, during market hours.
Your company is in the United States
Unigox does not currently offer its services in the United States, and Revolut's help centre lists US-registered companies as eligible for Revolut Business.
Revolut Business vs Unigox
| Topic | Revolut Business | Unigox |
|---|---|---|
| What it is | Multi-currency business accounts with transfers, corporate cards, expenses and payment acceptance, on monthly plans. | EUR, GBP and USD accounts in your company's name, with stablecoin balances in the same Business Portal. |
| Who can apply | Companies registered in the UK, the EEA or the US, outside the industries Revolut lists, which include crypto exchanges, brokers and ramp services. | Companies registered in Europe or elsewhere, crypto companies included, after a company check (KYB). Not the United States or the countries the Unigox Terms of Service exclude. |
| Account details | An IBAN and SWIFT/BIC details, plus local account details in other currencies. | In your company's name:
|
| Stablecoins | Buy, hold and sell crypto, and send or receive USDC and USDT on the networks Revolut lists. One older help article still says a Business account can't send or receive crypto. | Swap EUR or GBP to stablecoins and back in the portal, and move stablecoins between the account and your Unigox Wallet. |
| Accounts for your customers | A Business account can't hold or move money that belongs to your clients. | After KYB, you can request EUR and GBP accounts in your customers' own names, for people and for companies. |
| Converting to and from stablecoins | Revolut X, a crypto exchange for businesses: you place market and limit orders, with 0% maker fees and taker fees from 0.09% down to 0% as your volume grows. | OTC deals: the Unigox team carries out each conversion at a fee agreed with you before the first deal. |
| Pricing | UK plans:
| Not published: your company's pricing plan sets the fees for account services, transfers and swaps, and Unigox confirms it before you commit. |
| Regulation | UK: Revolut Bank UK Ltd, authorised by the PRA, and Revolut Ltd, an e-money institution authorised by the FCA. EEA: Revolut Bank UAB, a bank supervised by the Bank of Lithuania. | Unigox works through two companies: UNIGOX NETWORK CORP. in Canada handles the local-money side and is registered with FINTRAC as a money services business and with the Bank of Canada as a payment service provider; UNIGOX NETWORK CORP. in Panama handles the crypto side, including wallets and escrow. |
UnigoxHow to apply for business accounts
Start online
On the business accounts page, select “Start business onboarding”, then “Accounts for your business”.
Pass KYB
Send registration documents, ownership details and proof of source of funds, plus your crypto licence or registration, or a legal note on why you need none. Owners of 25% or more, directors and signatories pass an identity check.
Get your accounts
Our team sets up the approved accounts in your Business Portal, and you send the new details to the customers and partners who pay you. If you keep Revolut Business, pay only earnings from your products and services into it, not money from trading crypto.
Revolut Business alternatives: questions
Is a Revolut Business alternative right for a crypto firm?
Yes, if Revolut turns the firm away. Revolut Business does not accept crypto exchanges, brokers, dealers, ramp services or trading firms, but it does accept NFT platforms, regulated wallets, blockchain developers and companies that accept or pay in crypto. A firm it turns away can apply to Unigox for EUR, GBP and USD accounts with stablecoin balances in the same portal.
Can I keep Revolut Business and add Unigox?
Yes, if Revolut accepts your company: keep it for cards, expenses and customer payments, and use Unigox for customer accounts, stablecoin swaps or OTC deals. Revolut's help centre says money from dealing or trading crypto can't be paid into a Revolut Business account, so ask Revolut before you move converted funds there.
How much does Revolut Business cost compared with Unigox?
Revolut Business UK plans cost £10 (Basic), from £30 (Grow) and from £90 (Scale) a month; Enterprise is priced on request, and transfers and exchange over the plan's allowance cost extra. Unigox agrees a pricing plan with your company and confirms it before you commit, so compare the two on your own monthly volumes.
Is there an alternative to Revolut Business outside Europe?
Yes, for companies registered outside the UK, the EEA and the US, which Revolut's help centre does not list as eligible. Such a company can apply to Unigox for company accounts. We do not serve the United States, and we can't accept a company, or anyone named in its application, from a country our Terms of Service exclude or that is under sanctions.
Can Unigox replace Revolut X for converting company funds?
For conversions between EUR or GBP and stablecoins, yes, through OTC deals: you give our team the currencies, amount and destination, confirm the deal at the fee agreed before the first deal, and the team carries it out. Revolut X suits a company that wants to place its own market and limit orders, with 0% maker fees and taker fees of up to 0.09% that fall with trading volume.
OTC dealsWhich competitors of Revolut Business have you compared?
Airwallex is the closest, since it is also a business account with cards and many currencies. Our BVNK and Transak comparisons cover stablecoin payments and a crypto widget for business.
Read the Airwallex comparisonOpen accounts for your company
Tell us what your company does and where it is registered; after KYB we confirm the accounts and your pricing plan before you commit. Revolut Business can stay for cards and expenses.
Revolut Business and other names and logos are trademarks of their respective owners. Unigox is not affiliated with, endorsed or sponsored by them. Information about other companies comes from public sources, mainly the companies' own websites, and each company can change its products and fees at any time.