Airwallex alternative for companies paid in stablecoins
Keep Airwallex for cards, expenses and many currencies in one account. For companies paid in stablecoins, or paying suppliers in China, Unigox is an Airwallex alternative.
When Unigox fits better than Airwallex
Your company is paid in stablecoins
Move stablecoins in from your Unigox Wallet, hold them next to your EUR, GBP and USD accounts, and swap them into euros or pounds to pay from the same portal. Airwallex's docs describe stablecoin payouts only: USDC on Ethereum, in early access and by API.
Your country is not on Airwallex's list
Airwallex cannot onboard companies registered outside its list of countries, which leaves out South Africa, Kenya and Pakistan. A company registered outside Europe can apply to Unigox; after the company check we confirm which accounts it can open.
You buy from a factory in China
Airwallex's local route into mainland China is for companies registered there, sellers exporting from China and, on request, buyers from e-commerce or small-ticket B2B sellers. Other buyers pay by SWIFT, and the factory completes its own declarations. Unigox pays the invoice to the supplier's bank in mainland China, Hong Kong or Singapore after you verify your identity, funded in local currency or stablecoins.
See Pay suppliers in ChinaYour app pays its users from stablecoins
With the Payments API, your app pays users to their bank or mobile money account and collects from them the same ways. You fund payouts in advance with USDT or USDC in your partner wallet, and collections arrive there in USDT or USDC.
When to stay with Airwallex
You want cards and expenses in one account
Airwallex puts accounts with local bank details in many currencies, company and employee cards, expense management, bill pay and online card payments in one place.
Your China payments fit Airwallex's local route
If your company is registered in mainland China, sells goods exported from there, or buys from an e-commerce or small-ticket B2B seller there with an online presence, Airwallex can switch on local transfers into mainland China, which arrive in 0 to 1 business days.
You want a published price list
Airwallex publishes its plans and conversion fees for anyone to read. Unigox sets a pricing plan with each company and confirms it before the company commits.
Your company is in the United States
Unigox does not currently offer its services in the United States, where Airwallex is authorised as a money transmitter in the states it lists.
Airwallex vs Unigox
| Topic | Airwallex | Unigox |
|---|---|---|
| What it is | A business account with local and SWIFT transfers, currency conversion, cards, expense management and online payment acceptance. | Company accounts with stablecoin balances, payments to suppliers in China, and a Payments API for local payouts and collections. |
| Who can apply | Registered, active businesses from the countries on its list. No personal accounts. | Companies registered in Europe or elsewhere, outside the countries the Unigox Terms of Service exclude, after a company check (KYB). |
| Company accounts | Accounts with local bank details in many currencies. On UK plans, domestic transfers in EUR, GBP and CHF are free. | In your company's name:
|
| Stablecoins | USDC payouts on Ethereum, in early access, by API only. An account manager switches them on. | Stablecoin balances next to the company accounts, moved in and out through your Unigox Wallet and swapped into EUR or GBP in the same portal. |
| Paying suppliers in China | Local transfers to mainland China in 0 to 1 business days, up to 4,999,999 CNY each, with declarant and order details. SWIFT is open to every customer, and the supplier completes its own declarations. | Pays the supplier's bank in mainland China, Hong Kong or Singapore from the invoice. You fund it in local currency or with USDT or USDC. |
| Payouts to your users | Local transfers to many countries and currency conversion, also by API. | Payouts and collections by bank transfer or mobile money, funded in advance and settled in USDT or USDC in your partner wallet. A connected payment business or an individual P2P merchant makes each local payment, unless you limit it to payment businesses. |
| Pricing | UK plans, before VAT:
| Not a public list; set per product:
|
| Regulation | An e-money institution authorised by the FCA in the UK, and supervised in the Netherlands and Lithuania for the EEA, with customer funds safeguarded. Registered with FINTRAC in Canada, and a money transmitter in the US states it lists. | Unigox works through two companies: UNIGOX NETWORK CORP. in Canada handles the local-money side and is registered with FINTRAC as a money services business and with the Bank of Canada as a payment service provider; UNIGOX NETWORK CORP. in Panama handles the crypto side, including wallets and escrow. |
UnigoxHow a company adds Unigox
Apply or book a call
Start business onboarding online, or book a call with our team first.
Get through the company check
Send registration documents, ownership details and source-of-funds evidence. Owners with 25% or more, directors and signatories verify their identity.
Go live
Our team opens the approved accounts in the Business Portal, and Payments API teams test in a sandbox first.
Route the money you choose
Give payers your new account details or move stablecoins in from your Unigox Wallet. Nothing moves from Airwallex by itself; you choose what goes through Unigox.
Airwallex competitors: your questions
Which competitors of Airwallex hold stablecoins?
Unigox does: stablecoin balances sit next to your EUR, GBP and USD company accounts in one portal, and you swap them into euros or pounds there. For stablecoin payouts and collections rather than company accounts, our BVNK comparison is the closer match.
Read the BVNK comparisonIs there an Airwallex alternative if my country is not listed?
Yes. Companies registered in South Africa, Kenya or Pakistan, which are not on Airwallex's list, can apply to Unigox. Each company passes a KYB check first, and we confirm which accounts and payment methods it can use before setup.
What are Airwallex's fees, and how does Unigox set its prices?
Airwallex's UK Explore and Grow plans cost £0 to £49 a month before VAT. Conversion costs 0.5% over the interbank rate for major currencies and 1% for others, and a SWIFT transfer costs £10 to £20. Unigox agrees a pricing plan for each company's accounts before it commits, and each Payments API quote shows the Unigox fee before you confirm.
Does Unigox have an API like Airwallex?
Yes, for payouts and collections. For a payout, your backend gets a quote, creates the order and funds it in USDT or USDC; a collection pays USDT or USDC into your partner wallet. Signed webhooks report each step, and developers test in a sandbox after the company check.
See the Payments APIAre there companies like Airwallex for paying suppliers in China?
Unigox pays a supplier's invoice to the supplier's bank in mainland China, Hong Kong or Singapore. After you verify your identity, you fund each payment in local currency or with USDT or USDC.
See Pay suppliers in ChinaAdd company accounts next to Airwallex
You can keep Airwallex and use Unigox for one job, such as holding stablecoins or paying a factory in China. Bring your countries, currencies and monthly volume; we confirm the accounts, payment methods and pricing before you commit.
Airwallex and other names and logos are trademarks of their respective owners. Unigox is not affiliated with, endorsed or sponsored by them. Information about other companies comes from public sources, mainly the companies' own websites, and each company can change its products and fees at any time.