OpenDue alternative for stablecoin payouts in Africa
Unigox is an OpenDue alternative when your app holds USDT or USDC and pays out in Africa by bank or mobile money for its verified customers. Keep Due for company payroll, virtual accounts, US payouts and a MiCA-authorised EU entity.
When to stay with Due
You collect into local account details
Due issues virtual accounts with local details in EUR, GBP, USD, MXN, AED, COP and other currencies, and converts what arrives into another currency or a stablecoin. A Unigox Payments API collection is a single order your customer pays by bank transfer or mobile money.
You send or receive dollars in the United States
Unigox does not currently offer its services in the United States, while Due has a Delaware company and moves USD by ACH and FedWire in both directions.
Your EU business needs a MiCA counterparty
Due Network S.L. holds a MiCA authorisation from Spain's CNMV for exchanging crypto-assets for funds and for other crypto-assets, passported to France.
Due's API and the Unigox Payments API for African payouts
| Topic | Due | Unigox |
|---|---|---|
| What it is | A stablecoin payments API and web app: payouts on local rails, collections that convert to stablecoins, virtual accounts, bulk payouts and payout links. | An API for local payouts and collections where your company's side of each order is USDT or USDC held in its partner wallet. |
| African payouts | Mobile money in Uganda, Rwanda, Sierra Leone and Zambia and for XAF and XOF, M-Pesa in Kenya and bank transfers in Tanzania. Bank payouts in Ghana and South Africa are listed as coming soon; M-Pesa, RWF and XAF payouts to businesses are on request. | For your verified customers: to their own bank or mobile money account, or on supported routes to a recipient they register. The local payment comes from a payment business connected to Unigox or from an individual P2P merchant; you can restrict a quote to payment businesses. |
| Funding a payout | Sign a transfer intent from your wallet, or send the exact USDC amount to a temporary funding address on Solana or an EVM network from the sender wallet. An unfunded transfer expires after 2 hours. | USDT or USDC topped up in your partner wallet beforehand. Your server signs each transfer into on-chain escrow, and a funded payout that stops is refunded to the partner wallet. |
| Due's fee and Unigox's | On-chain payouts are free. Fiat fees vary by method, currency and corridor, with tailored pricing on request; a quote shows the rail fees and the FX markup in basis points and holds for 2 minutes. | No single rate. The Unigox fee depends on the currency and payment method, and every quote shows it beside the rate and the total. |
| Your own fee | For platform accounts: an application fee in basis points, a fixed amount or both, set on one side of the quote; a negative value pays part or all of Due's fee. Collected fees are netted on a monthly invoice. | A percentage you set on each quote. It reaches your partner wallet when that order completes; an order that does not complete carries no charge. |
| Webhooks | Signed with Ed25519, a separate key pair for each endpoint; a failed event can be sent again through the API. | HMAC-SHA256 signatures on order, refund and identity-check events; a failed delivery is tried up to 10 times in all, over several days. |
| Regulation | Due Payments Inc. is registered with FINTRAC as a money services business (C100000185) and with the Bank of Canada as a payment service provider; Due Network S.L. holds a CNMV authorisation under MiCA; Due Ltd in the UK says it provides technology services and is not a bank. | Unigox works through two companies: UNIGOX NETWORK CORP. in Canada handles the local-money side and is registered with FINTRAC as a money services business and with the Bank of Canada as a payment service provider; UNIGOX NETWORK CORP. in Panama handles the crypto side, including wallets and escrow. |
UnigoxRoute African payouts from Due to Unigox
Agree your African routes
Book a call to agree the African countries, payment methods and volume you need, then send your KYB documents. Your Due onboarding does not carry over; Unigox issues API keys after it approves the company.
Rebuild a Due transfer as a Unigox order
A Due recipient, quote and transfer become a Unigox quote with your fee, an order for a customer verified with Unigox and a USDT or USDC transfer your server signs. Build it on api-staging.unigox.com with the Postman collection and HMAC webhooks.
Top up the partner wallet and go live
Top up USDT or USDC in your partner wallet, move to api.unigox.com and send African payouts there. Virtual accounts and US dollar payments can stay with Due.
Questions about OpenDue alternatives
Is OpenDue the same company as Due?
Yes. opendue.com is the website of Due, the company behind the Due app and API. The group includes Due Ltd in the UK, Due Payments Inc. in Canada and Due Network S.L. in Spain.
Is there an OpenDue alternative for Ghana and South Africa?
Due's payment-methods page lists bank payouts in both countries as coming soon. Unigox is an option if you fund payouts from USDT or USDC: its Payments API pays your verified customer's bank or mobile money account through a payment business or a P2P merchant, and Unigox confirms the currencies and methods open to your company after KYB.
Do companies like OpenDue let us add our own fee?
Due does for platform accounts: an application fee in basis points or a fixed amount, with collected fees netted on a monthly invoice. On Unigox you set a percentage on each quote and it is paid to your partner wallet when the order completes.
Can we run Due and Unigox side by side?
Yes. Keep Due for virtual accounts, US dollars and payouts your company sends in its own name, such as payroll, and send the African payouts your customers make, funded in USDT or USDC, through Unigox. Each needs its own KYB and its own balance.
See all business comparisonsTell us where you pay out in Africa
Share the countries, payment methods and monthly volume you need, and whether you hold USDT or USDC. We reply with what the Payments API covers for your company.
Due and other names and logos are trademarks of their respective owners. Unigox is not affiliated with, endorsed or sponsored by them. Information about other companies comes from public sources, mainly the companies' own websites, and each company can change its products and fees at any time.