Cryptopay alternative for top-ups and local payouts
Cryptopay settles to your company's bank in EUR or GBP and pays customers back only in coins. A Cryptopay alternative for stablecoin top-ups also lets customers withdraw local money to a bank or mobile money. Stay for its cashier connectors.
When to stay with Cryptopay
You want EUR or GBP in your company's bank account
Cryptopay can convert incoming crypto, then send EUR or GBP to a bank account in your company's name for 0.09 EUR (0.09 GBP for GBP) a transfer, by hand or on a daily, weekly or monthly schedule. Unigox crypto processing credits USDT as USDT and USDC as USDC to your Unigox balance. Converting and withdrawing in an available local currency is confirmed during setup.
You want a hosted checkout, plugins or connectors for cashier platforms
Cryptopay has hosted pages, payment links and a checkout widget, plugins for WooCommerce, Adobe Commerce, OpenCart, PrestaShop and VirtueMart, and connections through cashier platforms such as Praxis, PaymentIQ and Corefy. On Unigox your developers build the top-up screen.
You take bitcoin and other coins, or pay out in crypto
Cryptopay takes Bitcoin, Litecoin, XRP, Cardano and other coins, and sends crypto payouts in bulk from a CSV file. Unigox crypto processing takes stablecoins only.
Compare crypto payment gateways
Cryptopay vs Unigox for deposits and withdrawals
| Topic | Cryptopay | Unigox |
|---|---|---|
| What it is | Cryptopay (cryptopay.me) is a crypto payment gateway with an API and a test-network sandbox: invoices, payment links, a checkout widget and static customer addresses (Channels), plus conversion to fiat, bank withdrawals and crypto payouts. | Crypto processing takes stablecoin top-ups to addresses tied to your customer or invoice reference. The Payments API, a separate product, pays your customers local currency. |
| Customer address | A Channel: one static address per customer for each coin and network, carrying your customer ID. The minimum deposit is 0.5 USD. A Channel cannot be archived or switched off; you stop showing it. | An address a customer keeps for every top-up, or one per invoice, tied to the reference you choose. |
| Where a top-up lands | Your Cryptopay balance, in the currency set on the Channel: the same coin, USDT or USDC, or EUR or another fiat currency at the rate when the funds arrive. Signed callbacks on every status change. | Your Unigox balance, USDT as USDT and USDC as USDC, with a signed notification carrying your reference and the amount received. |
| Coins and networks | USDT on Ethereum, Tron, BNB Smart Chain, Solana, Polygon and TON; USDC on Ethereum, BNB Smart Chain and Solana. The list names no stablecoin on Base or Arbitrum and no Robinhood Chain. | Crypto processing takes stablecoin payments on the major EVM networks (Ethereum, Base, Arbitrum, Polygon, Optimism, BNB Smart Chain, Avalanche, Unichain and HyperEVM), Robinhood Chain, Tron, TON and Solana. Which stablecoins a business accepts on each network is agreed during setup. |
| Customer withdrawals | Coin withdrawals in crypto only, to a wallet address, one at a time or in bulk from a CSV file. They can be debited from a fiat balance, with the exchange done for you. | Through the Payments API: local currency to the customer's own bank or mobile money account, funded in USDT or USDC from your partner wallet. |
| Pricing | Processing fee not published; Cryptopay's sales team quotes it. A 1% conversion fee on exchanges, 0.09 EUR or GBP per bank withdrawal, and network fees on coin withdrawals. | Crypto processing pricing is agreed before the first payment. Each Payments API quote shows the Unigox fee for that order. |
| Regulation | Virtual asset services come from Richield Financial Services Inc. or its partners; Richield is registered in Canada as a money service business. The site is copyright Cryptopay Ltd. | Unigox works through two companies: UNIGOX NETWORK CORP. in Canada handles the local-money side and is registered with FINTRAC as a money services business and with the Bank of Canada as a payment service provider; UNIGOX NETWORK CORP. in Panama handles the crypto side, including wallets and escrow. |
UnigoxMove your Cryptopay Channels in three steps
Bring your Channels' coins and countries
Bring the coins and networks your Channels take today, the countries your customers withdraw to and your monthly volume. Networks, integration access and pricing are agreed before your first customer pays; the Payments API opens after company verification.
Give each customer a Unigox address
Request one address per customer under the customer ID your Channel carries, and show it with its network and stablecoin. Stop showing the old Channel, but keep its callbacks running for late deposits.
Pay withdrawals in local money
Test withdrawals in the sandbox, top up your partner wallet with USDT or USDC, then send each withdrawal to the customer's bank or mobile money account from a quote that shows the fee.
Common questions about Cryptopay
What is a Cryptopay alternative for platforms with customer balances?
Unigox, if your customers top up in stablecoins and withdraw to a bank or mobile money account. Cryptopay gives each customer a static address, and its docs say withdrawals to customers can only be made in crypto. On Unigox, crypto processing takes the stablecoin top-up and the Payments API pays the customer local currency in their own account.
See the Payments APIWhat does the Cryptopay API at cryptopay.me cover, next to Unigox?
The cryptopay.me API signs each request with HMAC-SHA1 and signs callbacks with HMAC-SHA256, retrying them for up to a day and a half. Its sandbox runs on test networks once its team activates the account. It covers invoices, Channels, coin withdrawals and exchange. On Unigox, crypto processing gives an address per reference, a signed notification and a status lookup. The Payments API has a sandbox after KYB and signing examples in Python, JavaScript and C#.
What fees does a Cryptopay merchant account charge?
Cryptopay does not publish its processing fee; its sales team quotes it. Its help centre lists a 1% fee on currency exchanges and 0.09 EUR or GBP per bank withdrawal, and coin withdrawals add a network fee. Unigox agrees crypto processing pricing with you on a call, and every Payments API quote shows its fee.
Talk to us about top-ups and local payouts
We set up crypto processing for your customers' deposits and open the Payments API after KYB, so their withdrawals reach their own bank or mobile money account.
Cryptopay and other names and logos are trademarks of their respective owners. Unigox is not affiliated with, endorsed or sponsored by them. Information about other companies comes from public sources, mainly the companies' own websites, and each company can change its products and fees at any time.