zerohash alternative for payouts from USDT, not a fiat float
zerohash funds remittances from a fiat float. When your payout money is USDT or USDC, a zerohash alternative pays customers local currency by bank or mobile money and lands collections as stablecoins. Keep zerohash for US bank rails.
When to stay with zerohash
Your customers bank in the United States
zerohash moves US dollars over ACH, RTP, FedNow and FedWire and links bank accounts through Plaid. Unigox does not currently offer its services in the United States, while zerohash can operate as a money transmitter in 51 US jurisdictions.
You want crypto trading and custody inside your app
zerohash Buy/Sell routes your users' orders to aggregated liquidity and settles them into its regulated custody, and the same platform adds staking, lending and tokenisation. The Unigox Crypto widget is for buying and selling USDT or USDC.
Your payout money sits in a bank account
In zerohash Remittances you fund a US dollar float account by bank transfer. zerohash converts it through USDC and the payout ends in local currency in the recipient's bank account. The Unigox Payments API needs USDT or USDC in your partner wallet first.
zerohash vs Unigox on local payouts
| Topic | zerohash | Unigox |
|---|---|---|
| What it is | Infrastructure for banks, brokerages and fintechs to add crypto trading, stablecoin payments and tokenised products, through APIs and SDKs. | A Payments API that pays out and collects local currency against USDT or USDC, and a Crypto widget where your users buy and sell both. |
| Paying out local currency | Remittances: you fund a fiat float by bank transfer, zerohash bridges through USDC, and a local partner delivers to a bank account, wallet, card or cash pickup. zerohash shares its full country list on request. | Funded from USDT or USDC in your partner wallet. A payment business connected to Unigox or a P2P merchant pays your customer's own bank or mobile money account, and a quote can be limited to payment businesses. |
| Stablecoins to a wallet | Payouts sends USDC, USDT, PYUSD, RLUSD or other crypto to the recipient's wallet, next to wire, ACH and RTP. Each address is screened before funds move, and a confirmed payout cannot be reversed. | Not part of the Payments API, which pays local currency to a bank or mobile money account. |
| Collecting from customers | Payins and Account Funding take stablecoin deposits from customers, and virtual accounts receive US dollar pushes such as wires, RTP and FedNow. | Customers pay you in local currency by bank transfer or mobile money; once that payment is confirmed, the USDT or USDC is released to your partner wallet. |
| Buy and sell in your app | Buy/Sell embeds trading in many crypto assets, settled into zerohash custody. Its On & Off Ramp moves fiat over ACH, RTP, SEPA or a payment processor, in the US and the EU. | The Crypto widget: one embed code and no backend work. Users buy or sell USDT or USDC with a P2P merchant or a payment business. You set your own markup on sells, credited in crypto to your partner wallet when the sell completes. Buys carry no markup. |
| Pricing and your margin | No price list: its docs send you to a zerohash representative. On US ramp quotes a platform can add its own spread and up to five named fees. In the EU a trading quote carries a spread plus any commission agreed with each platform. | The Unigox fee varies by currency and payment method. Every Payments API quote shows it beside the rate, with your own percentage fee and the total. |
| Regulation | A FinCEN-registered money services business and money transmitter in the US, with a New York BitLicense; a crypto-asset service provider and e-money institution in the Netherlands; registered with FINTRAC in Canada. | Unigox works through two companies: UNIGOX NETWORK CORP. in Canada handles the local-money side and is registered with FINTRAC as a money services business and with the Bank of Canada as a payment service provider; UNIGOX NETWORK CORP. in Panama handles the crypto side, including wallets and escrow. |
UnigoxMove zerohash payouts to Unigox
Pass the Unigox company check
zerohash onboards your platform and then each sender by limit tier. Unigox starts with your company: send KYB documents at unigox.com/business, and API credentials follow approval.
Map your remittance calls
zerohash's quote, execute, transfer and withdrawal calls become a Unigox quote, an order and a transfer your server signs from the partner wallet. Build it in the sandbox with the Postman collection. The widget needs only one embed code.
Fund a partner wallet, not a float
Where you wired fiat into a zerohash float, send USDT or USDC to your partner wallet and switch to the production key. The customer you pay passes a Unigox identity check before a first order.
Questions about zerohash competitors
Which zerohash competitors fund local payouts with USDT?
Unigox does, through its Payments API: the payout is funded from USDT or USDC in your partner wallet and reaches your customer's own bank or mobile money account in local currency. Thunes, another payout network, takes stablecoin prefunding from eligible members; we compare it on its own page.
Read the Thunes comparisonIs the zerohash API broader than the Unigox Payments API?
zerohash covers trading, custody, payouts, ramps and tokenisation through APIs and SDKs. The Unigox Payments API does one job, local payouts and collections against stablecoins: your server requests a quote, creates the order and signs the transfer from your partner wallet.
How are zero hash fees set for a platform?
zerohash publishes no price list for platforms; its docs ask you to speak to a representative, and its EU disclosure describes a spread inside each trading quote plus any commission agreed with each platform. On the Unigox Payments API, each quote shows the Unigox fee before you create the order.
Can we keep zerohash for US users and add Unigox for other markets?
Yes. They are separate integrations: keep US bank rails, trading and wallet payouts on zerohash, and route local payouts funded in USDT or USDC through Unigox. Unigox runs its own company check and customer identity checks, and the stablecoins sit in a partner wallet apart from your zerohash balances.
List your zerohash payout countries
Send the countries you pay out to through zerohash today and the stablecoin you would fund with. We reply with the ones the Payments API pays by bank or mobile money, before your developers start.
zerohash and other names and logos are trademarks of their respective owners. Unigox is not affiliated with, endorsed or sponsored by them. Information about other companies comes from public sources, mainly the companies' own websites, and each company can change its products and fees at any time.