Meld crypto alternative: a USDT and USDC ramp for websites
Unigox is a Meld crypto alternative: one USDT and USDC widget instead of third-party ramp routing, no ramp credentials, and you earn 20% of the Unigox fee per completed trade. Stay with Meld for ranked ramps, cards and other tokens.
When to stay with Meld
You want each buyer sent to the ramp most likely to work
On buys, Meld scores every on-ramp for each user on price, payment methods and past conversions. It ranks higher the ramps where the same wallet address already completed a purchase, even through another wallet app.
Your users pay by card or Apple Pay, or want other tokens
Meld's ramps take cards, Apple Pay and bank transfers and sell tokens on many chains, and its headless SDK draws the card form inside your own app. The Unigox widget trades USDT and USDC, paid through the local methods in its open offers.
You build your own buy and sell screens
Meld's White-Label API puts quotes from every ramp you enabled into your own interface, for buys, sells and transfers, after about a week of work. The Unigox widget arrives with its screens already built.
How Meld and the Unigox widget handle a user's trade
| Topic | Meld | Unigox |
|---|---|---|
| What it is | Routing software: one API or hosted checkout that sends each order to one of 50+ third-party on-ramps and off-ramps. Its docs say Meld does not handle user funds. | A ramp in its own right: your users buy and sell USDT or USDC in the widget, and a P2P merchant or a payment business takes the other side. |
| Where the user verifies and pays | With Meld Checkout and the White-Label API, in the chosen ramp's own screens and under its checks; sellers verify once per off-ramp. Headless keeps card and Apple Pay in your app, after Meld's Unified KYC. | With Unigox, once, before the first trade at any amount. Bought USDT or USDC lands in the user's Unigox Wallet. |
| Turning on ramps | Each on-ramp is added in the Meld dashboard with that on-ramp's API credentials and webhooks, by your team or Meld's. In production, Meld helps pick which ones. | None to add. Unigox opens one partner account and issues your widget key. |
| When a user sells | The user sends crypto to the off-ramp's wallet, and the off-ramp pays fiat to a bank account or card. | The user sells from the Unigox Wallet. During the trade the coins sit in on-chain escrow that can be released only to the buyer or the seller. |
| Price and partner earnings | No public price list; terms come from sales. Quotes carry a partnerFee field for your own fee. The standard terms make you responsible for ramp and other supplier fees. | Users pay the Unigox rate, and 20% of the Unigox fee in it comes back to you on each completed trade. On sells you may add your own markup, credited in crypto. |
| Going live | An account through a Meld representative. Meld Checkout is switched on by request and takes about 15 minutes to add; the White-Label API about a week. | A call, then the embed code with your widget key. The standard widget needs no backend payment integration. |
| Payment methods and tokens | Cards, Apple Pay and bank transfers through its ramps; tokens on many chains, each picked by an asset code such as USDT_TRON. | USDT and USDC. Payment methods depend on the user's country and the open offers. |
UnigoxSwitch from Meld to the Unigox widget
Book a widget call
Tell us whether your site needs Buy, Sell or both, and which countries your users come from. We open your partner account.
Choose your sell markup
Set a markup in the partner dashboard. You can change it later.
Swap Meld for the embed code
Where your site opens Meld Checkout or your own Meld-powered buy and sell screens, load the Unigox embed code with your widget key. Then pick light or dark styling, a language and the opening Buy or Sell view.
Meld.io questions
Which Meld crypto alternative fits a stablecoin-only site?
The Unigox Crypto widget, if your users buy and sell USDT or USDC. Users sign up once with Unigox, and you earn 20% of the Unigox fee on every completed trade. If they need cards, Apple Pay or many tokens, Meld's network of ramps covers that.
What does Meld.io do?
Meld.io is run by Meld Universal Inc. It connects wallets and fintech apps to third-party on-ramps and off-ramps through one API or a hosted checkout, and ranks those ramps for each user. With Meld Checkout and the White-Label API the user verifies and pays in the chosen ramp's screens; its headless option keeps payment in your app after Meld's own KYC.
How does Meld choose a ramp for each crypto buyer?
On buys, Meld gives each ramp a score from 0 to 100 for each user, mostly from that wallet address's past trades on the Meld network. It also flags ramps that a new user can complete without uploading documents. Unigox does no routing: each widget trade is matched with a P2P merchant or a payment business.
Can I add the Unigox widget while my Meld agreement runs?
Read your order form first. Meld's standard terms bar customers from agreements with any other payment or on-ramp aggregation or orchestration service during the term. The term lasts a year and renews unless notice is given 30 days before it ends. Your order form and your lawyer decide whether that covers a single ramp such as the Unigox widget.
Put a USDT and USDC widget on your site
Book a call for your widget key, choose a sell markup and paste the embed code.
Meld and other names and logos are trademarks of their respective owners. Unigox is not affiliated with, endorsed or sponsored by them. Information about other companies comes from public sources, mainly the companies' own websites, and each company can change its products and fees at any time.