Sendwave alternative when the money is already USDT
Sendwave sends debit card transfers to mobile money, banks and cash pick-up; its recipient wallet holds only USDC. If you hold USDT, Unigox is a Sendwave alternative: your relative sells it for local money. Card payers should stay with Sendwave.
When to stay with Sendwave
You pay from a debit card
Sendwave takes Visa or Mastercard debit cards and a few prepaid cards in Italy, Spain and France. A Unigox sale needs USDT or USDC to start with, and an account for the person selling it.
Someone collects the money in cash
Sendwave pays out to cash pick-up locations as well as mobile wallets and bank accounts. On Unigox there is no cash pick-up: the buyer of the USDT pays the account your relative adds when selling.
You send dollars, not crypto
From a dollar balance in a US Sendwave Wallet, you can send to your relative's Sendwave Wallet, where it arrives as USDC to cash out in local currency later. The Unigox route starts with USDT or USDC you already hold.
Sendwave and Unigox for money sent home
| Topic | Sendwave | Unigox |
|---|---|---|
| What it is | A Zepz remittance app, like WorldRemit. You send from the US, Canada, the UK and several EU countries to mobile wallets, bank accounts and cash pick-up. | A place to sell USDT or USDC for local money, bought by an individual P2P merchant or a payment business. |
| Money you start with | A debit card, or in the US and UK a Sendwave Wallet balance topped up by card. Credit cards and PayPal are not accepted; a few prepaid cards in Italy, Spain and France are. | USDT or USDC, deposited to a Unigox Wallet from an exchange or another wallet. |
| Stablecoins | The Sendwave Wallet holds USDC only, moved only between Sendwave and its users. Moving USDC out needs an Eject Key, which revokes wallet access. US and UK senders cannot hold USDC. | USDT or USDC comes in from outside, and you can send USDT out to another wallet before or after a trade. |
| Who needs an account | The sender. The recipient is added by full legal name and phone number. | The relative who sells the USDT, after an identity check required before the first trade at any amount. |
| Fees | A transfer fee that varies with the currencies, amount, pay-in and payout method, plus a margin in the exchange rate. The total shows before you send. | No fee line of its own: it is inside the rate shown for the amount before the sale is confirmed. |
| Regulation | WorldRemit Corp., trading as Sendwave, holds a New York money transmitter licence. WorldRemit Ltd is FCA-authorised, Sendwave SA is authorised by the National Bank of Belgium, and WorldRemit Inc. is registered with FINTRAC. | Unigox works through two companies: UNIGOX NETWORK CORP. in Canada handles the local-money side and is registered with FINTRAC as a money services business and with the Bank of Canada as a payment service provider; UNIGOX NETWORK CORP. in Panama handles the crypto side, including wallets and escrow. |
UnigoxSwitch from Sendwave in three steps
Your relative opens a Unigox account
The person at home signs up and passes the photo ID and selfie check. Unigox asks for it before their first sale, however small.
Send USDT where you would pay Sendwave by card
Instead of a Sendwave transfer paid by debit card, send USDT from your exchange or wallet to the deposit address in their Unigox Wallet, on the network it shows. USDT cannot go to a Sendwave Wallet, which takes USDC only.
They sell it and the buyer pays their account
They pick their currency, enter their own mobile money or bank account and accept the rate for the amount. There is no cash pick-up: the buyer pays that account.
Questions about Sendwave alternatives
Is Unigox a Sendwave alternative for sending USDT to family?
Yes, when the money is already USDT or USDC. Send it to your relative's Unigox Wallet; once they verify their identity, they sell it and the buyer pays their bank or mobile money account. If you pay from a debit card, Sendwave is the shorter route.
Which apps like Sendwave accept USDT?
Sendwave does not: its wallet takes USDC only, and only from Sendwave or other Sendwave users. Unigox takes USDT or USDC from an exchange or another wallet and sells it for local money. Among other Sendwave competitors, Eversend converts deposited USDT and pays mobile money directly; see our comparison.
Read the Eversend comparisonHow are Sendwave fees worked out?
Sendwave may charge a transfer fee that depends on the currencies, the amount, how you pay and how the money is received, and it also earns a margin on its exchange rate. The app shows the total before you send. On Unigox the fee sits inside the rate your relative sees before confirming the sale.
Can I send USDT to a Sendwave Wallet?
No. Sendwave's wallet terms allow USDC only and warn that a different digital asset sent to the wallet may be lost for good. Send USDT to a Unigox Wallet instead, where your relative can sell it.
Price the USDT before you send it home
Sendwave shows its total, fee and rate before you pay. On Unigox the sale screen shows your relative the rate for their exact amount, fee inside, before they confirm; a currency page shows today's reference rate.
Sendwave and other names and logos are trademarks of their respective owners. Unigox is not affiliated with, endorsed or sponsored by them. Information about other companies comes from public sources, mainly the companies' own websites, and each company can change its products and fees at any time.