nsave alternative when clients pay you in USDT
If clients pay you in USDT or USDC and you want to choose when to sell, Unigox is an nsave alternative. If an employer or Upwork pays you by bank transfer, stay with nsave.
When Unigox fits better than nsave
You want to keep the stablecoins
On Unigox, USDT or USDC you deposit stays as it is until you decide to sell. nsave converts a stablecoin deposit into its dollar balance as soon as it arrives, so from then on you hold dollars, not stablecoins.
You may need the coins back on chain
You can move USDT or USDC between Unigox and an outside wallet before or after a trade. Before you send, the send screen shows what the recipient receives, after any fee. Once nsave has turned a deposit into dollars, sending it back to a stablecoin wallet costs 1% of the amount.
When to stay with nsave
An employer or a marketplace pays you
nsave gives you USD ACH and wire details, a EUR IBAN over SEPA and GBP details for Faster Payments, and takes payouts from Upwork, Fiverr and Payoneer. For pay that arrives that way, nsave is the direct route.
You would rather not sell to a P2P buyer
On Unigox the buyer of your USDT may be an individual P2P merchant. nsave pays rupees from your balance to a Pakistani bank account or mobile wallet. Its guide for Pakistan warns that P2P sales there have led to frozen bank accounts. nsave says it charges one fee on conversions and transfers, at the real exchange rate with no hidden spread. A P2P sale on Unigox is priced by the merchant who takes it.
You want a card and rewards on a dollar balance
On nsave's free Standard plan the Platinum card costs 1.99 USD once, card payments in dollars are free, and the dollar balance earns yearly rewards of 3.2%, paid out daily.
nsave fees, deposits and payouts next to Unigox
| Topic | nsave | Unigox |
|---|---|---|
| What it is | A UK app with USD, EUR and GBP account details in your own name, built for people in emerging markets, with payouts home in local currency. | A place to swap USDT and USDC with local money, where each sale is filled by an individual P2P merchant or a payment business. |
| Stablecoins in | Free to deposit.
| USDT or USDC, deposited to your Unigox Wallet from an outside wallet or an exchange. |
| When it arrives | Converted to dollars straight away and added to your USD balance. | It stays USDT or USDC in your Unigox Wallet until you sell it or send it on. |
| Local money out | A payout from your dollar balance to a Pakistani bank account or mobile wallet. The app shows the exact rupee amount before you confirm. | You sell the stablecoin, and the P2P merchant or payment business that takes the sale pays the account you add. |
| Fees | Standard plan: no monthly fee (Pro: 9.99 USD a month).
| No separate fee line: the Unigox fee is inside the rate you see before you confirm a sale. |
| Back to a crypto wallet | Sending from your balance to a stablecoin wallet costs 1%. | You can move USDT or USDC between Unigox and an outside wallet before or after a trade. Before you send, the send screen shows what the recipient receives, after any fee. |
| Identity check | A passport or national ID in the app; nsave says opening takes under 10 minutes. | Photo ID and a live selfie, checked before your first sale whatever its size. |
| Regulation | nsave says it is not a bank. Its GBP and multi-currency accounts are provided by Keel Money Ltd, an e-money institution authorised by the UK FCA, and balances are safeguarded but not covered by the FSCS. npay USA Inc. is registered with FinCEN as a money services business. | Unigox works through two companies: UNIGOX NETWORK CORP. in Canada handles the local-money side and is registered with FINTRAC as a money services business and with the Bank of Canada as a payment service provider; UNIGOX NETWORK CORP. in Panama handles the crypto side, including wallets and escrow. |
UnigoxMove stablecoin pay from nsave to Unigox
Get verified
Open a Unigox account and pass the photo ID and live selfie check; no sale starts before it.
Give clients your Unigox address
Send clients who pay in stablecoins your Unigox deposit address in place of the nsave one, with the coin and network written out. Dollars already in nsave can stay there: moving them to a crypto wallet costs 1%.
Sell when you need the money
Pick the currency, add the account that should be paid and accept the rate. When a P2P merchant pays, confirm in Unigox only after the money shows in your account balance.
Questions about nsave
Is there an nsave alternative in Pakistan?
On Unigox you can sell USDT or USDC for local money in the currencies listed that day. Whether Pakistani rupees are among them depends on the P2P merchants online, so check before you move your income. If clients pay into nsave's USD account details, nsave's own payout to a Pakistani bank or mobile wallet is the shorter route.
What are nsave's fees?
On the Standard plan nsave charges no monthly fee; Pro costs 9.99 USD a month. Receiving USD by ACH or SWIFT and depositing stablecoins are free, sending to a stablecoin wallet costs 1%, and a payout home carries the day's rate and a fee, with the exact amount shown in the app before you confirm. On Unigox the fee sits inside the rate for your sale, so put the two amounts side by side.
Is nsave a bank, and how is my money protected?
nsave says it is not a bank. Its GBP and multi-currency accounts come from Keel Money Ltd, an e-money institution authorised by the UK FCA; balances are safeguarded in UK or EEA institutions but are not covered by the FSCS.
Can I move my nsave balance into Unigox?
Yes, as a stablecoin: nsave sends from your balance to a stablecoin wallet for 1%, and that wallet can be your Unigox deposit address if the coin and network match the Unigox deposit screen. For money you plan to send home anyway, nsave's own payout skips that step.
What protects my USDT if the buyer never pays?
During a trade the crypto sits in an on-chain escrow that Unigox can release only to the buyer or the seller. If the money does not reach your account, do not confirm the payment; open a dispute in live chat or by email.
Email support@unigox.comPrice a sale against nsave
nsave turns your stablecoins into dollars, then into local money at the day's rate and a fee. On Unigox you sell the stablecoin once, and the sale screen shows what your amount fetches, fee inside, before you confirm. Price the same amount on both on the same day.
nsave and other names and logos are trademarks of their respective owners. Unigox is not affiliated with, endorsed or sponsored by them. Information about other companies comes from public sources, mainly the companies' own websites, and each company can change its products and fees at any time.